Tag Archives: car

Have you ever considered leasing a family car?

If there is one thing any parent can do without, it’s the added pressure of finding, funding, and maintaining a new family car whilst juggling the myriad other responsibilities of parenthood.

But the car has become an indispensible part of family lifestyles, and for parents with a young family to take care of it can make a major difference to the day-to-day routine. Having the freedom to do the weekly shop, pick the kids up from the school, and take weekend trips away without a second thought spent on the practicalities of getting around is a luxury few of us would like to live without.

But not all luxuries are easy to afford, and getting hold of a new family car, whether it’s used or new and paid for outright or on finance, can be difficult both practically and financially.

Used cars are often more affordable, but it’s hard to get a clear picture of their history and the chances of something going wrong are significantly increased. What’s more, there’s usually no warranty left in place so anything that does go wrong is left to you to sort out.

New cars, although they’re far less likely to throw up any problems themselves, are notoriously expensive to get hold of and lose their value quickly. Most people will find that buying a new family car requires a personal loan from a bank, building society, or even a family member.

Cars bought on finance deals eliminate the risks associated with picking up a used car, but they do bring along a whole range of their own problems. The financial implications of purchasing via a finance deal can be great and far-reaching. Most deals will require you to pay around 10% of the car’s value as a deposit as well as ongoing monthly sums, and at the end of the deal you’ll be left with a car worth much less than you’ve paid for it.

Leasing is a middle-of-the-road option that gives parents the best of both worlds; you can drive a brand new car with full manufacturer’s warranty, whilst paying an affordable amount of money each month and only having to pay a few months’ rent upfront as a deposit. At the end of the leasing contract, you simply hand back the keys. At this point, you’ll be a leasing convert and ready to choose the next brand new car for you and your family.

Have you ever thought of leasing the family car?

What else is great about leasing?

It’s reliable: Leased cars are brand new, unused, and with warranties still in place. Nothing is likely to go wrong, but if anything does then it’s not your responsibility to get it fixed. That means no surprise costs and no hassle.

It’s practical: Unlike buying and hire purchase finance deals, leasing is incredibly straightforward. You pay a small deposit, pick up the keys, and pay your monthly installments. At the end of the contract, you hand back the keys and take back the deposit before choosing whether another lease is for you. Additionally, day-to-day practicalities are even easier with all of the smart new functions available in brand new vehicles. Think litres of storage space and fold-away seats perfect for daytrips to the beach.

It’s safe: Every new generation of cars on the road is safer than the last, and with your little ones in tow there’s nothing more important than making sure they’re as well looked-after as possible. When choosing a family car to lease, you’ll get to pick from the latest models with the most advanced safety features on the road.

It’s affordable: We’ve said it once, but we’ll say it again. For parents with a limited amount of disposable income, leasing can be surprisingly easy to manage. A short-term agreement with no long-term financial implications means you’re able to drive the best of what’s available without making a loss when you decide to move on to a new family car. There’s no major upfront cost, no loans or credit agreements, and nothing to lose at the end.

If, after reading this you feel a car lease deal maybe a feasible option, then check out Vantage Car Leasing. They offer an array of car leasing options that you may find are suitable for most family budgets.

= This is a guest post =

Top Tips for Buying a Used Car

I am a bird and I don’t drive. I never learned, well I did start to learn but an accident (yes, I have more accidents than Mr Bump) meant that I never finished my lessons and ultimately I couldn’t be bothered. This does not mean by any stretch of the imagination that I hate cars, quite the opposite, I love cars.

At the webuyanycar Negotiation Academy a few weeks ago I got to reconnect with my inner petrol head and meet a real life petrol head, Richard Evans.

Richard is the Head of Technical Services at webuyanycar.com and has been a mechanic for over 30 years. What he doesn’t enthusiastically know about cars isn’t worth knowing. On the day we got to give a car a once over, checking for things that might give clues to a cars history and things to look out for which might be costly at a later date. Richard was amazing and is a key part of the webuyanycar academy team. His top tips in full are written below, but I urge you to check out his YouTube video.

Richards’ Top Tips:

Essential checks on a car forecourt to make sure you’re paying what the car is worth.

  • Colour panels: Stand 2m away from the car and check the panels match. If they don’t, work has been carried out -ask what and why.
  • Dashboard: Make sure no lights are illuminated when you run the engine. Especially engine management, anti-lock brake and airbag lights as they point to problems that are very expensive to fix.
  • Integrated satnav: Make sure that a dis is there. If not, it’s useless and a replacement is costly.
  • Tyre tread: Beware of anything that is less than 3mm as they will need to be changed.
  • Bolt-on panels: Check bolts to see if they have been turned. If the paint chips off the car has had work done – again ask why.
  • Modified cars: Enhancements are often done by DIY enthusiasts – meaning dangerous wiring, expensive insurance and a car thrashed to within an inch of its life. Check for alloy wheels, low suspension and souped up exhausts.
  • Air conditioning: Turn on and test it to avoid an uncomfortable or costly summer!
  • Service history: Check the paperwork is correct by calling the garage last to see it.
  • Mileage: Check the stats add up by visiting www.gov.uk/check-mot-history-vehicle.
  • Upholstery: Lift up any mats in the car, look out for any rips, tears and burns or even holes from high heels.
Richard Evans

Richard Evans

Disclaimer: I was invited to attend the Negotiation Academy, given a scrummy afternoon tea and my travel and childcare expenses were covered.